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CO-FOUNDED VENTURE // AFRICAN FINTECH

Ryport.

An African financial ecosystem making your business run smoothly. Smart financial intelligence tailored for Nigeria with kobo-precision accounting, automatic bank SMS alert parsing, and real-time AI CFO insights.

Visit ryport.com.ngFounding Engineer & Co-Founder
PRICING

₦0/mo

Free forever tier for individuals & freelancers

ACCURACY

100%

Kobo-precision double-entry math

INTELLIGENCE

Sub-sec

Instant conversational AI CFO insights

SECURITY

AES-256

End-to-end encrypted bank protocols

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The Context & Problem

Why We Built Ryport

In Nigeria, understanding where your money goes is an everyday struggle. Entrepreneurs, freelancers, and small business owners juggle multiple bank accounts, fragmented SMS credit/debit alerts, fluctuating fuel rates, cash receipts, and unrecorded vendor payments.

Most accounting software on the market was built for Western businesses with reliable credit card infrastructure. They fail in Nigeria because they do not account for SMS alert workflows, diesel expenses, market restocking in cash, or local bank reconciliation. Ryport was architected from day one to match how money actually moves in Nigeria.

Problem

Nigerian businesses struggle with fragmented bank alerts, unrecorded cash expenses, and no real-time visibility into operational cash flow or runway.

Solution

Engineered an automated financial OS that parses bank SMS alerts in kobo, categorizes expenses instantly, and provides an instant conversational AI CFO.

Result

Empowers founders and SMEs to track 30-day runway accurately, eliminate manual bookkeeping, and answer financial questions in seconds.

PILLAR 01

Automated Bank Sync & SMS Alert Engine

Connects supported Nigerian commercial accounts (GTBank, Zenith, Access, Kuda, Moniepoint, FirstBank, OPay) with bank-grade read-only access. Ingests and parses debit and credit SMS alerts automatically without requiring manual ledger entry.

Zero Manual Entry
PILLAR 02

Sub-Second AI Expense Categorisation

Every single transaction is categorized down to the kobo — whether fuel, school fees, raw materials, diesel, or subscription renewals. Users query their accounts in natural English: "Where did my money go this month?" or "How much went to transport?"

Natural Language CFO
PILLAR 03

Real-Time Cash Flow & Runway Forecasts

Empowers Nigerian founders, freelancers, and SMEs with instant burn rate modeling and 30-day runway projection. Replaces spreadsheets with clean visual intelligence, ensuring businesses never run out of operating cash unexpectedly.

Kobo-Precision Math
PILLAR 04

Bank-Grade AES-256-GCM Encryption

Built with enterprise-grade data security: end-to-end 256-bit encryption, read-only Open Banking endpoints, zero plain-text credential storage, and immutable audit logs on every financial ledger event.

Bank-Grade Compliance
Founder Architecture & Execution

How Israel Engineered the System

Serving as Co-Founder and Lead Full-Stack Architect, Israel Loko led the technical roadmap, API integrations, and product development from initial proof-of-concept to live production release.

SMS Parser Pipeline: Developed high-accuracy regex and tokenization engines capable of identifying bank-specific patterns from Access, GTBank, Zenith, Kuda, Moniepoint, and OPay.
Real-Time AI Querying: Integrated conversational LLM agents with prompt memory and natural language processing to answer complex accounting questions with zero latency.
Mobile-First Performance: Enforced strict performance budgets and lazy-loading schemas, ensuring the web app loads in under 1.5 seconds on mobile 3G/4G connections across Nigeria.
Security & Audit Trail: Enforced AES-256-GCM encryption for stored user ledger items and read-only banking tokenization with zero storage of bank passwords or PINs.
React.jsNext.js 14TypeScriptOpen Banking APIsTailwind CSSSupabase / PostgresOpenAI API
LIVE FINTECH VENTURE

Experience Ryport Today.

Ready to see how intelligent accounting runs for Nigerian businesses? Explore the live application or connect with Israel.